2024年Aeon , Standard Chartered, Alliance最好的信用卡是哪一张？应该如何选择信用卡？很大程度上取决于你的具体生活方式和需求。
举例来说，如果你过着商务飞行的生活方式，适合你的最佳信用卡将不同于新毕业生的最佳选择。这就是为什么仔细的研究和规划非常重要。
在马来西亚，我们有许多值得信赖的信用卡提供商，其中大多数也是知名的银行。它们提供适合不同生活方式的功能。这些功能包括积分奖励，可以在之后用于兑换礼品、优惠券等。其他出色的功能还包括返现(cash back)、旅行促销、免年费等。
因此，我们整理了一些在马来西亚适合不同喜好的信用卡。您最希望在信用卡中得到什么？它如何帮助或奖励您的特定生活方式？这些都是关键问题。
有些卡非常适合在日常开支上积累积分，您可以随后使用这些积分来兑换奖品。
Aeon Credit Card
New AEON Gold Mastercard
- Get 8% Cashback on the 20th & 28th of every month at AEON Stores & AEON BiG Hypermarkets
- Earn 2X AEON Points everyday for every RM1 spend at AEON Stores & AEON BiG Hypermarkets
- Earn 3X Points on overseas spending
- Enjoy 5% Cashback on Dining Transaction
- Enjoy 3X Complimentary Access to Plaza Premium Lounge in Malaysia.
![[2024]马来西亚Aeon, Standard Chartered, Alliance信用卡比较](https://17go.shop/wp-content/uploads/2024/03/AEON-CC-AEON-Platinum-Mastercard-1-1024x1024.png)
AEON BiG Visa Gold Card
- Enjoy 5% Cashback on the AEON BiG Thank you Member Day, 28th of every month.
- Enjoy 5% Cashback for petrol every Sunday.
- Enjoy 2% Cashback for online and overseas spending every day.
- Earn 4X AEON Points on the 10th of every month at AEON BiG Stores nationwide.
- Enjoy 3X Complimentary Access to Plaza Premium Lounge in Malaysia.
AEON Platinum Visa/Master Card
- 10% Cashback at all AEON Stores and AEON BiG Hypermarkets on the 20th and 28th of the monthly respectively
- 6X points on Overseas Spending
- 2% Cashback on Online Spending
- Every RM1 = 4X AEON Points inside AEON or AEON BiG stores. Every RM1 = 1X AEON Point for other transactions
- Complimentary 6X access to Plaza Premium Lounge for Principal Cardholder
Standard Chartered Journey Credit Card
- 5X Mile Points (earn 1 Mile Point for every RM1) on overseas, travel and dining spend
- Earn 1 Mile for every RM5 on other local spend
- Earn 1 AirMile for every 2 Miles Points when redeeming points
- Annual fee waived on the first year and the following years for a minimum of RM60,000 retail spend every year
- Unlimited access to Plaza Premium Airport Lounge in KLIA and KLIA2 for international flights
- Complimentary airport transfer in Malaysia via Grab and cashback up to RM65 on your first Grab transaction of the month
- Up to USD100,000 in travel medical coverage (including COVID-19 coverage)
Standard Chartered Smart Credit Card
- 0% Buy Now, Pay Later over 3 months for purchases above RM500
- Up to 6% Cashback on selected Digital Lifestyle spend (Astro, Joox, iQIYI, Netflix, Playstation, Spotify & Steam)
- Annual Fee waiver for the first year (subsequent years will be waived with minimum spend of RM12,000 per year)
Standard Chartered Simply Cash Credit Card
- Up to 15% cashback monthly on petrol and selected eWallet, groceries and dining spend
- Redeem your cashback for gifts or have it credited back to your Standard Chartered Simply Card
- Annual Fee waiver for the first year
- e-Commerce Purchase Protection (coverage up to USD200)
Standard Chartered Visa Platinum Card
- 5X Reward Points on Dining, Department Store & Overseas spend
- 1X Reward Point on Other spend
- Additional 5,000 Reward Points per month when you spend RM1,500 and above
- Annual Fee waiver for the first and second year
Alliance Bank Visa Platinum Credit Card
- 8X Timeless Bonus Points for Online & eWallet spend
- 3X Timeless Bonus Points for Overseas & Dining spend
- 1X Timeless Bonus Points for Contactless, Entertainment, Auto-billing & Retail spend
- Annual Fee waiver for the first year (subsequent years will be waived with 12X swipe per year)
Alliance Bank Visa Signature Credit Card
- Up to 5% Cashback on Retail spend
- Complimentary RM80 e-hailing to Airport (2X per year)
- Annual Fee waiver for the first year (subsequent years will be waived with minimum spend of RM12,000 per year)
提醒
信用卡是方便的财务工具，提供各种福利和优惠。使用时需谨慎，确保了解个人债务状况，制定合理还款计划，避免高利息和罚款。定期审查账单，如有问题及时联系发卡银行解决。申请前要充分研究比较，找到最适合个人需求的信用卡。
Riino Evolution V8 Super Cyclone Handheld Vacuum Cleaner 585F
总结
在如今物价居高不下的时代，最明智的花钱方式莫过于节省开支。选择使用免年费，现金回扣，积分等等的信用卡不仅可以减轻我们的负担，还能确保每一笔花费都更有价值和回报。在这个注重经济智慧的时刻，节省不必要的费用不仅是一种理财策略，更是一种生活智慧。
所有通过CompareHero网站申请的信用卡均有机会获得丰富的奖品。要获取这些奖品，申请人必须通过CompareHero官方网站提交信用卡申请。
免责声明
这篇文章的目的是教学、分享和提供参考，而非提供专业的投资建议。由于每个人的情况和需求都不同，建议您咨询理财规划师或与专业机构取得联系，以获取个性化的专业建议。